Future Letters
Write a note to your future self, attach a goal and a date, and let Mikci deliver it back when the time is right.
Letters from your future self
Small promises today. A future that writes back.
Mikci turns your goals into Future Letters you answer one gentle step at a time. No pressure, no shame — just a quiet place to save, remember, and become who you're growing into.
Free to start
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Bank-grade encryption
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You own your data
A letter from Future You
“Thank you for the $25 you set aside this week. It didn't feel like much. It's becoming everything.”
— You, a little further down the road
1Small promise
7Days of calm
∞Fresh starts
What's inside
A kinder way to move toward what matters
Mikci brings your goals, money, and memories into one soft, encouraging space.
Gentle goals
Track progress with soft milestones and completion cards. Every small deposit counts as evidence you're moving.
Calendar & bills
See bills, income, and reminders on one calendar with monthly summaries so no due date ever surprises you.
Smart, honest suggestions
Mikci looks at your income, upcoming bills, and payday timing to suggest a safe amount to save — never more than you can spare.
Memory Vault
Keep photos, letters, and small wins together so your journey feels like a story worth returning to.
Optional bank sync
Securely connect an account through Plaid to keep balances and transactions in view. Read-only, and always your choice.
How it works
Four small steps, no big leaps
You can set everything up in a few minutes, then let Mikci keep the pace gentle.
1
Create your account
Sign up in seconds and land in a calm, welcoming space made just for you.
2
Write a Future Letter
Name a goal, pick a date, and say something honest to the person you're becoming.
3
Keep small promises
Add income and bills so Mikci can suggest a safe, kind amount to set aside.
4
Let the future reply
Watch progress grow, collect memories, and read letters as they arrive.
“The first letter doesn't have to be perfect. It only has to be true.”— The Mikci philosophy
Why Mikci
Built for real life, not perfect discipline
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No shame, ever
Miss a week? Mikci meets you with a gentle nudge, not a red streak of guilt.
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Honest about money
Suggestions respect your bills and payday timing, so you're never pushed past what's safe.
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Private by design
Your data is encrypted at rest, never sold, and always exportable or deletable by you.
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Yours to keep
Export your memories and letters any time. Mikci is a companion, not a cage.
Questions
Good things to know
Is Mikci free?
Yes — you can create an account and start writing Future Letters, setting goals, and tracking bills for free. Any premium features will always be clearly optional.
Do I have to connect my bank?
No. Bank sync through Plaid is entirely optional and read-only. Mikci works fully with the income and bills you enter yourself.
How is my data protected?
Sensitive data is encrypted at rest, transmitted over secure connections, and never sold. You can export or permanently delete your account and all associated data at any time.
Does Mikci actually move my money?
No. Mikci helps you plan and track gentle saving promises. It does not hold, move, or transfer funds on your behalf.
Can I use Mikci on my phone?
Yes. Mikci is a responsive Progressive Web App you can install on your home screen for a native-like experience on iPhone and Android.
How do I get help?
Reach us any time at support@mikci.com. We read every message.
Begin gently
Future You is already waiting.
Write the first letter today. It only has to be one small, honest promise.
Open Mikci