Future Letters
Future You writes back on a date you choose. Opening the letter is the moment the promise becomes real again.
Letters from Future You
Write to the person you are becoming.
Then answer when the letter arrives. Mikci turns care for your future into promises you keep through letters — not a one-time time capsule.
Free to start
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Bank-grade encryption
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You own your data
A letter from Future You
“Thank you for answering this week. It didn’t feel like much. It’s becoming everything.”
— Future You
1Small promise
7Days of calm
∞Fresh starts
What's inside
A kinder way to move toward what matters
Letters are the heart. Promises keep them alive. Everything else in Mikci quietly supports that ritual.
Promises you answer
Each letter asks for a gentle step — keep it, rest once, or come back when you’re ready. No shame, only return.
Calendar & timing
Bills, income, and reminders stay on the calendar so Mikci can keep suggestions kind when life is tight.
Soft heads-up
When money pressure is near, Mikci holds off instead of pushing. Care includes knowing when not to promise.
Memory Vault
Photos, notes, and small wins stay with the journey — proof you kept returning for Future You.
Optional bank sync
Connect through Plaid if you want available balances in view. Read-only, always your choice, never the whole story.
How it works
Four small steps, no big leaps
Start with a letter. Keep answering. Let everything else stay in support.
1
Create your account
Sign up in seconds and land in a calm space made for Future You.
2
Write a promise as a letter
Name what matters, choose when Future You should write back, and seal the first page.
3
Answer when it arrives
Open today’s letter and keep a gentle promise — or rest once. Returning is the ritual.
4
Let the story grow
Memories, timing, and soft heads-ups support the journey without turning it into a dashboard.
“The first letter doesn't have to be perfect. It only has to be true.”— The Mikci philosophy
Why Mikci
Built for real life, not perfect discipline
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No shame, ever
Miss a week? Mikci meets you with a gentle nudge, not a red streak of guilt.
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Honest about money
Suggestions respect your bills and payday timing, so you're never pushed past what's safe.
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Private by design
Your data is encrypted at rest, never sold, and always exportable or deletable by you.
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Yours to keep
Export your memories and letters any time. Mikci is a companion, not a cage.
Questions
Good things to know
Is Mikci just a letter to my future self?
Letters are the heart of Mikci — but unlike a one-time time capsule, Future You writes back on a schedule, and you keep the promise that letter asks for. Calendar, memories, and optional bank sync quietly support that ritual.
Is Mikci free?
Yes — you can create an account and start writing Future Letters, setting goals, and tracking bills for free. Any premium features will always be clearly optional.
Do I have to connect my bank?
No. Bank sync through Plaid is entirely optional and read-only. Mikci works fully with the income and bills you enter yourself.
How is my data protected?
Sensitive data is encrypted at rest, transmitted over secure connections, and never sold. You can export or permanently delete your account and all associated data at any time.
Does Mikci actually move my money?
No. Mikci helps you plan and track gentle saving promises. It does not hold, move, or transfer funds on your behalf.
Can I use Mikci on my phone?
Yes. Mikci is a responsive Progressive Web App you can install on your home screen for a native-like experience on iPhone and Android.
How do I get help?
Reach us any time at support@mikci.com. We read every message.
Begin gently
Future You is already waiting.
Write the first letter today. When it returns, answer with one honest promise.
Open Mikci