Sample activity (Demo Mode)
New accounts can explore with fictional spending, bills, and payday before connecting Plaid.
Mikci
We ship gently, not loudly.
Here's what's next - and a short record of what recently arrived. Plans can shift; the quiet companion loop stays the point.
Direction
Quiet steps on the path
New work earns a place only if it strengthens noticing, letters, Promises, or automatic answers.
Now
Plaid financial activity
Connect bank activity so Mikci can learn your own spending rhythm.
Promise detection & letters
Proposal letters, acceptance, automatic evaluation, and result letters.
Mikci's Desk
Home and sidebar show where you are in the quiet loop - without scores or charts.
Mikci Personality
Choose how Mikci talks — Calm & Chill, Cool Friend, Tough Love, or Attitude. Promise checks stay the same.
Calendar activity
Bills, paydays, and reminders as "what is coming" on your calendar.
Next
Better pattern detection
More Promise types, improved merchant normalization, and recurring bill awareness.
Smarter personalization
Deterministic personalization based on your history - not AI advice.
Richer Promise history
Clearer Memory Vault moments from kept and missed Promises.
Later
More data sources
Optional additional financial sources and ways to choose what Mikci watches.
Shared experiences
Improved couple/shared Promise experiences - privacy first.
Native mobile
A deeper native mobile experience with the same quiet companion feel.
Changelog
What recently arrived
Recent ships that support Mikci as a quiet money companion.
August 2026
Mikci Personality
Choose how Mikci talks to you: Calm & Chill, Cool Friend, Tough Love, or Attitude. Saved to your account, available in onboarding and Settings. Personality changes communication style only — Promise evaluation stays the same. Attitude asks for confirmation because it may use strong language.
Sample activity before Plaid
New accounts can explore Mikci with fictional sample activity — spending, bills, and payday — then connect through Plaid when ready. Sample data never mixes with real bank activity.
Mikci's Desk and the quiet Promise loop
Home becomes state-driven around noticing, letters, Promises, and automatic answers. Soft cues and daily reflection pushes retire. Mailbox proposal envelopes and public site copy align with the money companion direction.
Memory Vault for checked Promises
Completed Mikci Promise stories land in Memory Vault — what was noticed, what you tried, and what happened — with a calmer Calendar for paydays, bills, and reminders.
Earlier 2026
The Mikci you open today
The quiet money companion loop that makes Mikci feel like home:
- Sample activity (Demo Mode) or Plaid observation → Mikci notices → letter → optional Promise
- Automatic Promise checks and result letters
- Mailbox for proposals and results
- Calendar for paydays, bills, and reminders
- Memory Vault & Journey Log for completed stories
- Optional Moments community
- Mobile PWA at /app/m/ with the same account
- Mikci Personality (how letters sound — changeable anytime)
- Export, privacy controls, and account security (including MFA)
Ideas welcome
Have a gentle suggestion?
Write us at support@mikci.com. We read every message - and we shape Mikci carefully.
Begin gently
The next quiet keep starts in your mailbox
One quiet notice at a time. Mikci is already watching.